Full visibility and control of the credit lifecycle; from quotation to collections, with AML compliance, accounting and asset management integrated in one platform. Built for Sofomes and finance companies with continuous operations.
Take the first step to transform your operation. Start making better decisions with real-time information.
We work with organizations that need structure, control and compliance from the very first credit.
If you run credit operations on a constant basis and need to comply with AML regulations, keep your portfolio organized and operate without relying on spreadsheets, SITIC gives you the complete structure from day one.
Equipment distributors, dealerships or commercial groups that finance their own sales. We connect the commercial operation with the finance company so that credit, sales and accounting run as a single process.
If your model includes financial leasing, operating leases or equipment rental, SITIC lets you link every contract to the asset, its service history and current value — without losing track.
SITIC organizes the credit lifecycle as a visual stage-based process. Each credit moves through a Kanban board where your team sees what stage every customer is at, what is missing for approval and who is responsible.
Build proposals with configurable terms, rates, fees and financing structures. Generate the amortization table automatically and send it to the customer.
Create the customer's digital file: general information, documents, references and initial data validation.
Build the transactional and risk profile, validate against restricted lists and complete regulatory requirements before proceeding.
The credit is presented for approval. SITIC consolidates all file information so the committee decides based on complete data.
Once approved, funds are released and the contract is activated. The system generates the corresponding documentation and links the asset if applicable.
Review and signing of contracts, promissory notes and guarantees. Documents centralized in the customer file.
Process close, credit activation in the active portfolio and payment schedule launch.
SITIC was designed so that AML compliance is not an additional burden, but a natural part of the operational workflow. Each credit goes through the required validations before advancing, and the system documents every step for audit purposes.
Build the customer file with the information required by regulation, generate their transactional profile and classify the risk level from a configurable matrix.
Configure AML alerts based on your finance company's operations: number of monthly transactions, frequency, atypical payment methods, foreign transfers, early settlements and more. Each alert can be activated, deactivated and configured independently.
The system does not allow advancing to the next stage if required information is incomplete. This eliminates the risk of approving credits without adequate documentation and protects your company from sanctions.
SITIC has an open architecture to integrate with restricted list query services, regulatory databases and specialized providers. We validate against the sources your finance company already uses or needs to incorporate.
How Kenworth DAF Monterrey organized its multi-location operation with SITIC
How Glezco connected its workshop, parts and sales in one system
How Kenworth DAF Laguna improved its after-sales processes at its dealership
How ANSAMEX controls all its areas as an agricultural machinery dealership with SITIC
"Since we started using SITIC, all departments are integrated. We have timely and reliable information for decision-making."
"With SITIC we connected workshop, parts and sales. We searched and found this ERP — now we control and integrate all our areas without Excel. We receive information and reports with up-to-date data."
"SITIC has helped us greatly with process flow. We depend less on human error and focus more time on productive actions for the agency and our clients."
"The information we need to make decisions is available in SITIC. Parts availability, technician availability, free time to assign jobs. We have precise control and tracking of every open work order."
Schedule a call and we review together how SITIC can support your operation.
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